FICA Savings Calculator

Estimate Your FICA Tax Recovery

See how a Section 125 compliant structure impacts your P&L immediately.

Benefit-Eligible Employees

Full-time employees eligible for benefits.

Est. Participation Rate 80%

Conservative estimate for mid-market firms is 70-80%.

Enrolled Employees: 40

Projected Annual FICA Savings $44,800 Total annual employer savings

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How This Calculator Works
This tool uses conservative mid-market participation assumptions and standard 7.65% employer FICA tax logic to estimate recovered capital. These projections are directional. Your Verified ProForma will reflect actual payroll data, filing status, wage tiers, and benefits configuration.

What Happens Next
Once you have estimated savings:
- Download the CFO Executive Brief to understand the compliance structure
- Request a Verified ProForma to receive a precise, organization-specific analysis
- If qualified, an implementation specialist will guide payroll integration and onboarding

Compliance Notes
This estimate aligns with IRS Sections 125, 105(b), and 213(d). It does not use fixed-indemnity structures referenced in IRS CCM 202323006.

Run a ProForma → Review Compliance Framework →